Raven Johnson

Once you select us to obtain your home loan, you'll be amazed at how quickly and simply the loan process moves. Before you know it, you'll have a mortgage that suits your lifestyle and saves you money.

 

Throughout the loan-application process, we provide you with regular updates. You can also e-mail us with questions or new information.

 

Here's an overview of the loan-application process

 

STEP ONE -- Apply Now! Getting started is easy.  When you've selected a property and have a contract with the Seller, or preferably before even searching for a home, the first step is to complete your loan application, which can be done easily through our website. To get started, go to the Apply Now page.  At the appropriate time we'll order a property appraisal for you.

 

STEP THREE -- Your Loan File is Compiled and Reviewed.  We will put together the loan file comprised of credit, income, asset, and property documents and submit to an underwriter to be reviewed and approved.

 

STEP TWO -- Your Loan is Approved and Funded.  Your Real Estate Agent or the Seller will designate an Escrow/Title Company to handle the funding of your loan, along with many other factors which make your purchase go smoothly. We will coordinate with the escrow team and you'll sign the final papers at their office.

 

Simple, Straightforward, Cost Effective, and FAST!